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Buy Cash-Only or Cash & Mortgage | |||
| Test The Power Of Leveraging | ||||
| A Buy To Let BRRRRS Element | ||||
| Buy To Let Online Calculators | ||||
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| Reference | ||||
| Look at the Effect of only using your Cash or Combining (Leveraging) your Cash with a Mortgage to Buy a BTL Property. This Calculator compares the results of Buying with Cash or Leveraging your Cash with a Mortgage, across your Choice of 3 Loan To Values % (LTV’s) which, in each Example, increases your Buying Power by a Factor of 4 @ 75%, 5 @ 80% & 6.7% @ 85% LTV’s. |
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| VARIABLES | CASH | WITH MORTAGE | ||
| 1st Loan to Value % | 1st Loan To Value % (LTV) | |||
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| LTV Increment % | LTV VARS % | 1st | 2nd | 3rd |
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| Deposit Cash £ | Buys Property Valued @ £ | |||
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| Capital Gain Rate % | 1st Year End Values £ | |||
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| Investing For Gain | 1st Year Capital Gains £ | |||
| BTL Foundation Seminar | Cash-on-Cash Returns % | |||
| Gross Yield % | 1st Year Gross Yield Rents £ | |||
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| Operating Costs % | Operating Costs £ | |||
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| Investing For Rent | Gross Rent Income £ | |||
| Mortgages | Mortgages Totals | |||
| Interest Rates % | Interest Payable £ | |||
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| 1st LTV Int Rate % | 1st LTV Interest £ | |||
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| 2nd LTV Int Rate % | 2nd LTV Interest £ | |||
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| 3rd LTV Int Rate % | 3rd LTV Interest £ | |||
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| Income Tax Rate % | 1st Year Tax £ | |||
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| Income Tax Credit % | Interest Tax Credit £ | |||
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1st Year Tax Payable £ | |||
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Cash-In-The-Bank £ | |||
| © David Humphreys 2024 | Cash-on-Cash Returns % | |||
